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Payday loans are not suitable for, and would be expensive as, a means of longer term borrowing and are not appropriate if you are in financial difficulty. Please click here to review our responsible lending policy.

Late payment can cause you serious money problems. For help, go to

Please note that this is short term, high cost credit which is unsuitable for longer term borrowing. Before borrowing please ensure that you can afford to repay each instalment on time. If you do not make the payments on time you will incur default charges. We do not charge default interest or a missed payments fee but you must pay our reasonable costs and expenses if we have to trace you because you move without telling us or if we have to take legal action to enforce our agreement with you. Default can also have an adverse affect on your credit rating as outlined below.

Use Short Term Installment Loans Only For Emergencies

UK Lenders Alliance recommends that you use the money for an emergency only and pay back the loan within the agreed time period. This will ensure that you are in control of using the service responsibly.


The service can be used for all sorts of unexpected cash emergencies. Each short term instalment loan application is analysed as quickly as possible but will always be subject to an assessment of affordability.

All payment history is reported to credit agencies. The performance of your loan could affect your ability to obtain future credit and the cost of future credit.

Representative APR 3491.0%

Cash Choice UK Limited trading as UK Lenders Alliance © 2012

Registered in England and Wales Registered Number: 7291890, Regulated by the Financial Conduct Authority.


Registered Address: Paternoster House, 65 St Paul's Churchyard, London EC4M 8AB ** Call charges may apply depending on your telephone provider. Calls may be recorded and monitored for training and security purposes.


BCCA Member